Financial Services & Transaction Processing

American Appraisal understands the economic and competitive factors affecting our clients in the financial services and transaction processing industry. 

Who We Serve
Our clients in the financial services and transaction processing industry provide software solutions and services including the following:

• Core or account processing solutions to financial institutions and other financial intermediaries
• Electronic funds transfer
• Credit and debit card solutions (card processing and authorization, card production, activation and loyalty programs)
• Consumer and commercial money transfer and FX payments
• Electronic bill payment and presentment 
• Government and healthcare payments
• Fraud and risk management

What We Do
We provide valuation expertise in all classifications of tangible and intangible assets, including the following:

Purchase price allocations for financial and tax reporting (US GAAP and IFRS) Impairment testing Tax restructuring Equity and option valuations Fairness and solvency opinions Fixed asset inventory and reconciliation Insurance placement and risk management

Recent Experience
American Appraisal’s recent experience includes:

• Purchase price allocations for the following transactions:
  • Stock acquisition valued at more than $4.0 billion of a company that provided banking and payment technologies to financial services firms and businesses worldwide
  • Stock acquisition of a large, international commercial payments business
  • Asset purchase and stock acquisition of a global leader in mobile banking and mobile payment solutions
  • Stock acquisition of an industry-leading loyalty rewards software provider delivering smart technology and next-generation marketing solutions to its clients
  • Asset purchase of a payment processing company serving nonprofit and charity organizations
• Annual impairment tests for goodwill and indefinite-lived assets for a variety of transaction processing companies
• Solvency opinions associated with the following:
  • Leveraged buy-out of one of the largest providers of electronic commerce and payment solutions for merchants, financial institutions and card issuers globally
  • Spin-off of a company with more than $1.5 billion in annual revenues that provided banking and payment technologies to financial services firms and businesses worldwide

Why American Appraisal?
American Appraisal operates in every major financial city throughout the world. Our financial services and transaction processing clients rely on American Appraisal to provide independent, objective third-party opinions and analyses. Our reports have withstood the scrutiny of worldwide regulatory, judicial and taxing authorities.